Get Fast Cash for Your Title Loan in Lombard, IL.

Apply Now & Have Cash In Your Hands In As Little As 24 Hours.

Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.

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Get Fast Cash for Your Title Loan in Lombard, IL.

Apply Now & Have Cash In Your Hands In As Little As 24 Hours.

Loan terms are typically 24-44 months to keep a comfortable payment but there is NO prepayment penalty.

Apply Now










1.

APPLY TODAY

You can apply for free online or over the phone 7 days a week

2.

GET APPROVED

Find out if your vehicle qualifies with a hassle-free experience

3.

SIGN THE FORMS

Submit required documents and signatures

4.

GET YOUR MONEY

Pick up your money at a variety of convenient IL locations or we’ll have someone come out to you

1.

APPLY TODAY

You can apply for free online or over the phone 7 days a week

2.

GET APPROVED

Find out if your vehicle qualifies with a hassle-free experience

3.

SIGN THE FORMS

Submit required documents and signatures

4.

GET YOUR MONEY

Pick up your money at a variety of convenient IL locations or we’ll have someone come out to you

What Is A Car Title Loan?

A car title loan is a fast and simple way to get cash when you need it the most. With this type of loan, you will use your vehicle as collateral. The lender will hold onto your car title and will loan you a lump sump that you must pay back weekly or monthly, depending on the lender. The loan amount you receive will be based on the vehicle’s value, in addition to your ability to repay the loan through weekly or monthly payments. Fortunately, this type of loan does not take your credit score into account. Instead, the loan amount is solely based on your vehicle’s value. A lender will use the information you provide to assess the value of your vehicle and offer a loan based on a percentage of the value. Many people avoid this type of loan, mistakenly believing that they have to give up their vehicle in exchange for cash, but that’s not how a car title loan works. Instead, the borrower is still able to keep and drive their vehicle during this time, however, the lender will hold onto the title, using the vehicle as collateral. This means if the borrower fails to make a payment, the lender can keep the vehicle. Contact one of our representatives in Illinois.

How a Title Loan Can Help

If you’re faced with an unexpected credit card bill, you need cash now for home repairs, or you simply need money to tide you over until you get your next paycheck, a car title loan can be a great option. This type of loan can be a lifesaver for any type of situation that requires money now.

If you have a low credit score, then your loan options will be very limited. You may have considered going to your bank for a loan, but these types of loans can take several days or weeks to process. But with a car title loan, you’ll get money now, when you need it the most.

Unlike payday loans, car title loans offer manageable weekly and monthly payment options. Through a trusted lender, you’ll make the weekly or monthly payments and receive your car title back once you have paid the loan back in full.

(Illinois IL lending practices may vary, please contact for more details)

 

There are a couple of different types of car loans:

  • A single payment loan will require the borrower to pay the loan back in one lump sump in thirty to ninety days. The length of the loan can vary from lender to lender.
  • The second type of car title loan will allow the borrower to make weekly or monthly payments over a determined amount of time ranging from three to twelve months.

Car title loan lenders often have fewer loan requirements compared to banks and other financial institutions. In fact, most lenders will not perform a credit check or have set credit rating requirements. Because of this, people with a poor credit history, a steady income, and a vehicle may qualify for a loan the very same day they apply.

How Your Car Is Valued

The loan amount you qualify for will be based on how much your vehicle is worth. Newer cars with limited damage will qualify you for a higher loan amount. Certain factors will have an impact on your how your vehicle is valued, such as:

Mileage

Extra accessories

Equity in the vehicle

The vehicle’s condition

Make

Model

Condition of the interior

Condition of the paint job

Year

Once You’re Pre Approved, You MAY Need to Provide the Following

Paystubs or W2s

Proof of Residence 

Proof of Insurance

Vehicle Title

Government issued photo ID or driver’s license

Three personal references from people who are not related to you

Pictures of all four sides of your vehicle, including an image of the odometer and the VIN number

 

A lender will require you to provide proof of these documents before your loan application can be approved. To do, you’ll attach images of each piece of documentation and email the lender. The lender will review the included information and contact you to discuss the loan or to request more information, if needed

If you’re approved for a loan, you’ll receive a copy of the loan agreement. The lender will go over each section of the agreement, which will give you the opportunity to ask any questions you may have concerning the loan agreement and how your vehicle was valued. During this time, the lender will also verify the odometer and the condition of your vehicle. In some cases, they may also request additional images of your vehicle before the loan can be approved.

Learn More About Your Car Title Loans in Lombard Illinois

Get cash fast, when you need it the most.

When a financial crisis arises, many people will rush to sell off their valuable possessions in an attempt to get cash fast, without the wait that comes with a traditional loan. But selling off your valuables in an emergency isn’t the best solution. Not only will you not get those valuables back, but in most cases, you have to sell them for a fraction of what they’re worth. If you have poor credit, or you simply can’t wait days or weeks for your loan to be approved through your bank, then a car title loan is a perfect solution.

Unlike a traditional loan, which you would apply for through your bank, you don’t have to have excellent credit, and you don’t have to waste time wondering if your loan will get approved. With a car title loan, you’ll know if your loan was approved in just minutes. If you need cash in a hurry, a car title loan can send you money within 24 hours. Pairing you with a lender local to Lombard, Quick Cash Car Title Loans will get you cash quickly: up to 50% of the value of your car in as little as one business day. You can apply for one of these loans online, so you don’t even have to leave the comfort of your home to apply – fill out our application form now, and one of our title loan specialists will walk you through the process.

What is an Auto Title Loan in Illinois?

If you own your vehicle outright, you own a valuable asset that you can exchange for a cash loan. A car title loan is when you give your car’s title to a lender in exchange for instant cash. A lender will hold onto your car title, as you pay off the loan. But while they have the title, you’re still able to use your vehicle as you make loan payments-which means you get cash quickly without actually giving up your asset.  Auto title loans offer a fast and easy way to get money in an emergency.

Title loans can provide a loan up to 50% of your car’s equity value, and can be acquired in as little as 24 hours. Apply for free online, or call Quick Cash Car Title Loans Lombard. We’re available seven days a week – because we know that when you need money now, you don’t have time to spare.

How Much May I Borrow with a Car Title Loan?

When applying for a loan, most people want to know right away the size of loan they qualify for. The amount of cash you can borrow from a lender for your car title loan depends upon two factors: your car’s equity value, and how quickly you can repay the loan.  A car is valued based on certain criteria, such as the mileage, model, make, year, and other factors, such as leather seating, the condition of the body and paint job, the size of the engine, and any extras you may have paid for, such as a sunroof. Next, we’ll discuss your payment schedule, how often you’re paid at work, and your ability to repay the loan. A loan offered will be made depending on these factors. In some cases, the cash offer is typically up to 50% of your car’s equity value.

Why Choose an Auto Title Loan from Quick Cash Car Title Loans?

With over 7 years of experience, Quick Cash Car Title Loans is the largest and most trusted Nationwide Auto title loan referral provider. We know how important it is that you get your cash immediately, during a time when you need it the most, which is why we’ve streamlined every step of the process. We’ll work closely with you to ensure you have all the proper documentation and information you needed in order to get approved for the loan you want, within minutes.  Our experience aids us in making the proper loan amount recommendations, and our team of certified experts is always available to answer every question you have. We know that the decision to take out a title loan is a big one, and work hard to make it as easy as possible, getting you cash in as little as one business day. Because we offer these services online, you don’t have to meet with us in person, simply fill out the easy application to get started, and give us a call if you run into any questions. Financial relief is available faster than you think.

Other qualifications are part of the standard approval process. We’ll ask for you to have the following information ready, but we may not need all of it:

  • Government-issued ID or driver’s license
  • A copy of your car’s title
  • Social security card
  • Proof of current insurance
  • Pictures of all four sides of your car. Some lenders will request pictures of the interior as well. You will also need to provide pictures of your odometer (to confirm mileage) and VIN (Vehicle Identification Number). The VIN is important for determining your car’s value. To locate the  VIN, first look at where your vehicle’s dashboard meets the windshield on the driver’s side. If  you’re not able to locate the VIN  there, it may be located where the driver’s door latches where it closes. Open the door and assess the side of it. You may also locate the VIN on the vehicle registration card
  • Lenders will also request phone numbers from three personal references. These references cannot be related to you.

Qualifying for a Lombard Title Loan

There are a few qualifications necessary to take out a title loan in Lombard, but let’s first talk about what you don’t need:

  • You don’t need a perfect credit or a high credit score, you don’t have to have credit at all.
  • You don’t need to turn over the keys to your vehicle upon loan approval..

What you do need:

  • To have your vehicle paid in full, or almost in full. If you own the car outright, great! If you’ve been financing a newer car, you will only be able to take out a loan if you have three or fewer payments left before you own the vehicle outright. However, these qualifications can vary from lender to lender. When in doubt, call us, and we’ll work through it with you.
  • In the state of Florida, you do need a bank account to take out an auto title loan, however,  in some states you do. But that’s okay – you can just deposit the cash into your bank!
  • To have some type of income. You don’t have to have a full-time job, you just need to have a reliable source of income.  You can be self-employed, or you can even be retired! We just want to see that you’ll be able to make your weekly or monthly payments on your loan.
  • For the car title to be in your name. You can’t give up your car’s title as collateral for a loan in your name if the title itself is not in your name.

Other qualifications are part of the standard approval process. We’ll ask for you to have the following ready, but we may not need all of it:

  • Government-issued ID
  • The original copy of your car’s title
  • Social security card
  • Insurance
  • Images of each side of your car and the interior. You will also need to provide photos of your odometer (to confirm mileage) and VIN (Vehicle Identification Number). The VIN is crucial when it comes to determining the value of your vehicle. To locate the VIN, simply look at where the vehicle’s dashboard meets the windshield on the driver’s side. If you can’t find it there, it may be where the driver’s door latches where it closes. Open the door and assess the side of it. You may also locate the VIN on the vehicle registration card
  • Three personal references from people who are not related to you

When a Vehicle Collateral Loan is Ideal in Lombard

We’ve all been there. We’re on track financially, and then disaster strikes– from medical bills to unexpected expenses from accidents and inclement weather. Maybe you needed to make an emergency visit to the vet,  or you simply need to pay for move in fees for your new home. Whatever reason you need money fast, the quickest and easiest way to get short term financing is to take out an auto title loan at Quick Cash Car Title Loans in Lombard. Some of our clients receive cash in as little as thirty minutes. The process is fast, easy and straightforward: fill out the form on the homepage to apply for free now, or reach us by phone all seven days of the week – because we know financial binds can’t wait.

Leading Title Loan Specialists in Lombard

Our auto title specialists have seen it all before: various financial situations, loan terms, and car values. If you’re not sure how this type of loan works or what you can expect in terms of interest rates and weekly or monthly payments, we’ll work closely with you to explain the loan process, payment schedule, and loan options, so you have a clear understanding, before you sign the loan agreement. We’ll work with you over the phone or in person (up to you!) to help you navigate the loan process swiftly and efficiently. We’ve been serving the community for several years. Because of our extensive experience, we can answer any question you may have, and ensure you have all the information you need in navigating your car title loan.

Quick Cash Car Title Loans Help You Access $1,000 Or More

A car title loan is one of the easiest and fastest ways to unlock short term financing, at least $1,000 can be in your pocket by tonight by taking out a car title loan. The process is fast and efficient. You’ll sign a loan agreement with your lender once you agree to applicable terms, hand over your title, and get to keep your car as you make your weekly or monthly loan payments. Many people in financial binds need to keep using their cars to get back and forth to work, go grocery shopping, or pick up the kids – by giving up your car’s title as collateral, you’ll still be able to move freely about Lombard as you make your monthly payments and repay the loan.

Auto Title Loans or Payday Loans?

Taking out an auto title loan in IL can be easier and faster than a payday loan. Auto title loans allow you to make weekly or monthly payments that are manageable, unlike a payday loan, which will require that you pay back the loan right away, based on when your next payday will be. This is usually 14 days from the loan date.

Interest rates for payday loans are typically dependent on your credit score, which means your interest rates could be astronomical if you bad credit or no credit. With a car title loan, your credit score doesn’t matter nearly as much for auto title loans, chances are that your interest rates will be lower.

Paying off the Car Title Loan Lombard

Auto title loans are the preferred option for short-term financing. In most cases, the lender will require the borrower to repay the loan in full within 30 days. For most borrowers, that’s usually enough time for them to get back on their feet after a financial emergency. Interest rates on your Lombard IL loans will differ and can vary from lender to lender. In most cases, we’ve seen an average interest rate of 96% compounded daily. The sooner you pay off your loan, the less interest you’ll owe.

Frequently Asked Questions

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The first step in the car title loan process is to fill out the fast pre-approval form online. We request that you fill out a full application if your pre-approval form meets certain criteria. These forms are designed to tell us important information regarding your vehicle. Once we have this information we can determine which lender will be the best fit for you. The next step is connecting you with a lender. If you are approved for a car title loan, you will repay the lender directly.
To qualify for a car title loan, you must provide: ● A copy of your government-issued driver’s license or identification card. ● A copy of your free and clear title. If you still owe a small amount on your vehicle, a lender may pay off the remaining debt on your behalf. ● You will also need to provide three personal references, which must be from people who are not related to you. ● A copy of your social security card or a document that clearly displays your social security number is also required. ● In some states, a lender may require the applicant to have a checking account.
For a car title loan, you cannot take out one loan for both vehicles. If you’re married and a vehicle’s title is in both of your names, you can each get a car title loan separately. If this is the case and both you and your spouse apply for a car title loan and are approved, then you will each be responsible for the repayment of said loan.
Most states do not. However, California, Texas, and Florida do.
Some lenders will pay off the remaining balance if you only owe two to three more payments. However, this tends to vary from lender to lender.
No. These days, getting a car title loan is fast and simple, especially when you compare car title loan requirements to traditional lender's loan requirements. You can get approved for a loan, even if you have poor credit. A car title loan will use your vehicle as collateral, should you default on your loan. Because of this, your current credit rating will not have an impact on whether or not you get approved, the value of your vehicle will.
Some lenders will. This is not done to determine whether or not you will qualify for the loan. The purpose of a credit check is for the lender to see if you’re participating in credit counseling due to a prior bankruptcy, or in order to learn if you’re currently going through the bankruptcy process. Lenders know that you’re applying for a loan because you have a poor credit rating.
You must provide proof of income to the lender, in order to show them that you’re able to repay the loan. If you are not employed, you must provide proof of other income sources, such as a retirement fund or trust fund.
This can vary, based on the state or the lender. In some states, you can receive a payment in as little as thirty minutes, while in other states it can take two to three days.
Yes. Once you have been approved for a loan, you will hand over your car title, but you will be able to keep your vehicle during this time.
Most states will not require you to have a bank account in order to qualify for a car title loan, however, this can vary from state to state. Florida is one of the few states that will require you to have a bank account in order to qualify. Fortunately, the lender will discuss the loan requirements early on, so you’ll know whether or not you qualify, right away.
We value your privacy. We will not sell your private information to other companies, or distribute your sensitive information to another party, other than the lender. We also do not have any relationships with lenders that will share or sell your private information. Since we do not share your information with more than one lender at a time, you can rest assured that your information will remain safe in our hands.
The lender will take into consideration the make, model, and vehicle mileage to determine the value of your vehicle. They will also consider any vehicle extras, including a sunroof, heated seats, new tires, and the condition of the interior, in addition to interior type. As an example, if your vehicle has all-leather seating, your car will have a higher value.
You will receive your title in the mail, shortly after you have made the last loan payment.
You’re using your vehicle as collateral for a cash loan. This means, should you fail to repay the loan, the lender does have the right to take your vehicle. Of course, a lender does not want to do this. They would much rather be repaid for the loan. Because of this, many lenders are willing to work with you, if you openly discuss with them that you’re concerned that you will be late on a payment. Communication will be key, but you will find that many lenders are very reasonable in these situations, especially since their business highly relies on word of mouth and reviews from past borrowers.

Contact US

Ready to get started? Please reach out and get approved for your car title loan today!

Phone No: 888-816-2788